One European platform — Personal, Freelancer & Business
Every counter. One checkout.
Accept cards, wallets, and contactless on a terminal that looks as good as it works.
Drag to rotate360° · Interactive 3D
- Contactless
- Chip & PIN
- Cards
- Apple Pay
- Google Pay
3D reconstructions based on product references. Device availability varies by country and account. Biometric checkout is a concept demonstration.
Personal, Freelancer or Business
Everyday spending, independent work, or a growing business. Find your place with BaxPay.
Take cards, move money, send invoices
From everyday transfers to your next sale, explore the tools behind BaxPay.
Accept cards & links
Business and freelancers take cards online today, manage readers for the counter, and share payment links that settle cleanly.
Instant euro transfers
Send money across the euro area with SEPA Instant — transfers that arrive in seconds, around the clock, weekends included.
Invoices & e-invoicing
Standard invoices with a pay link attached, plus French e-invoicing when you need it — Preview Access while the mandate rolls out.
BaxPay / Shop
Card readers for your counter
Cards, settlements and the books
Cards, settlements, and accounting connections. Bring more of your financial day together.
Debit & expense cards
Personal debit cards for everyday spend; business expense cards for founders and teams when Issuing is live (Preview Access).
Clearer settlements
End-of-day exports and structured settlement files help your team reconcile payments, line by line.
Connected accounting
Connect Pennylane, QuickBooks, Sage, or a webhook — keep catalog and sales data in sync with BaxPay Business.
Frequently asked questions
What is BaxPay?
BaxPay is a European payment platform run by BAXPAY SARL in Lille, France. Individuals get an IBAN account, debit cards and SEPA Instant transfers. Freelancers and businesses take cards online and in store, send payment links and invoices, and receive clear settlements. Fingerprint payment at BaxPay terminals is in Preview Access.
Who is BaxPay for?
Three kinds of accounts on one platform: Personal for everyday banking, Freelancer for sole proprietors who get paid with links and invoices, and Business for companies that accept payments online and in store.
How does fingerprint payment work?
You enroll once, then pay at a BaxPay terminal with a touch and your PIN — no card or phone. Your fingerprint never leaves the terminal. Fingerprint payment is in Preview Access for selected businesses.
Where is my data processed?
Your data is processed in the European Union, and every payment needs PSD2 Strong Customer Authentication — two factors from two categories.
How fast are BaxPay transfers?
Euro transfers use SEPA Instant: they arrive in seconds, around the clock, weekends included.
How do I open an account?
Choose Personal, Freelancer or Business and sign up online. It takes minutes, on the same platform whichever path you pick.
Open your BaxPay account
Open a Personal, Freelancer, or Business account in minutes — same platform, the path that fits you.