Peace of mind
Security you can actually understand.
No jargon, no hand-waving. Here is how your money and your fingerprint are protected — in words you don’t need a security badge to follow.
Two checks on every payment
Every single payment you make with BaxPay — by fingerprint, card, phone, or online — needs two things from two different worlds: proof of who you are (your fingerprint, your phone) and proof that you agree (your PIN, a tap to approve). One without the other moves nothing.
Your confirmation is also stapled to the payment itself: this amount, this seller, right now. A “yes” to one payment can never be stretched to cover another.
- Two independent checks, on every payment, no exceptions
- Your “yes” covers one exact amount for one exact seller
- A fingerprint alone never moves money
- A card number alone never moves money either
Your fingerprint is yours alone
If you use fingerprint payment: the image of your fingerprint never leaves the terminal. The certified device turns it into a mathematical template — a description of ridge patterns, not a picture — and discards the image on the spot.
Nobody — not the shop, not a hacker with a stolen database, not even us — can look at your fingerprint or reconstruct it. And if you ever change your mind, deleting your enrollment is immediate and complete.
Eyes on the unusual
Your account is monitored for fraud in real time — as payments happen, not in tomorrow morning’s report. Something out of pattern draws attention now, when it’s useful.
Your own eyes count too, and we give them something to work with: every payment appears in your history the moment it happens, so anything odd surfaces immediately. If something ever looks wrong, contact us straight away and we’ll dig in.
Your data lives in Europe
BaxPay processes your data in the European Union, and treats it like it’s yours — because it is. You can ask for a copy of your data, and you can ask us to erase it.
One honest caveat: some records — like transaction history — the law requires every payment provider to keep for a fixed time, and we do. Everything else goes when you say so, and your fingerprint enrollment is always deletable, immediately, no exceptions.
What happens when you pay
You identify yourself
Your fingerprint at a terminal, or signing in to your account — this says who you are.
You confirm the payment
Your PIN or your approval — this says you agree, to this exact amount, for this exact seller.
Only then, money moves
Both checks or nothing. There’s no shortcut, no exception, no fine print that says otherwise.
Questions people actually ask
What are the “two checks”, exactly?
One check proves who you are — your fingerprint or your phone. The other proves you agree — your PIN or a tap to approve. They come from different worlds on purpose: losing one is never losing both.
Could someone pay with just my fingerprint?
No. A fingerprint identifies you, but it never authorises anything on its own — the PIN, which only you know, is always required too.
What do you actually store about my fingerprint?
A mathematical template — a description of ridge patterns. Not a picture, and not something a picture can be rebuilt from. The image itself never leaves the terminal and is discarded there.
What if I see a payment I don’t recognise?
Get in touch straight away — the Contact page has the address, and the sooner we know, the sooner we can dig in. Your history shows every payment as it happens, so nothing has to wait for a monthly statement.
Can I get my data — or get rid of it?
Both. Ask for a copy and you get one. Ask for erasure and everything goes, except records the law requires payment providers to keep for a fixed time. Your fingerprint enrollment is deletable immediately, always.
Where is all this data kept?
It’s processed in the European Union. The privacy page lays out what we hold, why, and for how long — in full detail, for the days you want it.
Safety that doesn’t slow you down.
Two quick checks, a fingerprint that stays yours, and an account you can actually read. Open yours free.